A. Individuals and all types of families that reside in a privately owned residential real estate property such as single-family stand-alone homes that can make outright purchase of products and services used on their property.

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B. Individuals and all types of families that reside in multi-family residential dwellings such as condominiums, co-ops, townhouses, duplexes, and apartments whether leasing or owned must seek legal and/or financial agreement with others to make purchase of products and services used on that property.

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C. Businesses using non-residential property means property other than housing, such as office buildings, shopping centers, businesses, churches, hotels, hospitals, schools, or government buildings. Company owners, CEOs or shareholders must make all decisions for purchases of products and services used on their property.